Jim Miskell

To begin planning your estate is to think through the intricacies of your life, to think about your values and your family.  But there is nitty-gritty you might be overlooking: the financial, the legal, and the shared understandings.  Make time to consider what you might be overlooking before planning in earnest. 

The largest obstacle to effective estate planning is procrastination. Sitting down to prepare a Last Will and Testament is not at the top of anyone’s “this is a fun thing to do” list. Yet death, like taxes is a certainty.

Holidays give us the opportunity to spend more time with family.  When we spend more time with our aging parents at these holiday gatherings, we often notice the early indications that a parent is slipping.  You may notice a parent forgetting things or no longer participating in things he or she always enjoyed. 

“Trick or treat” rings out every Halloween as children go door to door hoping for their favorite candy.  My kids love sorting the candy at the end of the night and finding surprises in their candy haul. 

The numbers vary somewhat from survey to survey, but each new study that is released reveals that large numbers of Americans do not have a will.

"Only put off until tomorrow what you are willing to die having left undone" Pablo Picasso

Estate planning is about more than having a will to distribute property when one dies. Perhaps the most important aspect of estate planning is planning for how one will live as they age, which includes planning for disability and long term care.