Roger Green, MSFS,CFP®

Unlike a simple monetary inheritance, when someone dies and leaves an IRA (Individual Retirement Account) to a beneficiary, there are several distribution options and important deadlines that must be met to avoid problems with the distribution and to avoid potential tax penalties.

Roger Green, MSFS,CFP®

As the saying goes, the only two certainties in life are death and taxes. Unfortunately, both are inevitable and unavoidable. If you plan properly, however, you may lessen the hardship on those you leave behind.

Published: 2017-11-07 16:24

Just over 1 in 4 of today’s 20 year olds will become disabled before they retire.¹ About 20% - or 1 in 5 American adults- have a disability according to the CDC July 2015. The majority of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.¹ Medical problems contributed to 62% of all personal bankruptcies filed in the U.S. in 2007.² None of us know what challenges life will bring and that is why you should consider disability insurance.

Published: 2017-09-12 15:24