Business

As a celebration of this joyous Easter season, and the blessings God has given me in my lifetime, I would like to share some of my favorite words of financial wisdom from the Bible:

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If a man dies and leaves his estate in an uncertain condition, the lawyers become his heirs.  Edgar Watson 

When people think about dividing their assets among their loved ones when they die, they very often take for granted that anything that they leave as an inheritance will be divided equally among their children.  While this makes sense, it is not the right result in all situations.  Estate planning is personal to each family’s situation and the disposition of the estate should reflect the wishes of the giver--whether anyone inside or outside the family would agree.

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Nobody relishes the task of making out a will. Squarely addressing the prospect of your own mortality can be upsetting. Sitting down to prepare a Last Will and Testament is not at the top of anyone’s “this is a fun thing to do" list.

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Liability Insurance important for businesses
By Jamey Toney, ChFC®
Country Financial

The success of any business depends primarily on initiative and hard work. These aspects of business are easier to control than the possibility of losing property to a fire or someone slipping and falling on the premises.

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“Just like the state, if you don’t have a plan in writing, the IRA has a plan for you”

If the distribution of your property is important to you, you can use a will or a trust to give instructions about who gets what when you die. If you die without a properly executed estate plan, state law will determine how the probate court will divide and distribute the things you own. Of course, the state of Georgia’s estate plan won’t take your particular wishes into account. So, most people prefer to put their own plan into place.

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