The holiday season is filled with many sights, sounds and festivities. It can also be filled with a lot of spending. We’ve put together some tips to help you manage your holiday spending this year and next. 

Budget First
Before you spend anything this holiday season, create a holiday budget and stick to it. Make a detailed list of all the people you’d like to remember and assign a dollar amount to each. When using your debit card, be sure to set up CardValet®, which allows you to track your purchases in real time and even set limits for spending. You can always use United’s Online and Mobile Banking to easily track your spending as well.



Plan Ahead
Once you have your budget, plan where and when you’ll do your shopping to avoid impulse buying. Be on the lookout for special savings days from your favorite retailers. Most retailers are more than happy to send holiday savings exclusively to consumers who have signed up to receive them. These social coupons come right to your email account, and can be a great tool to help you save even more.

At the end of the day, remember what the holiday season is truly about – spending time with family and friends. Once you’ve set your budget for purchases, carve out some extra time for the ones you love. To learn more about United’s financial products and services, talk with Ginger Kilman or Nancy Cain at United Community Bank. You can reach Ginger in Snellville at 770-985-2337 or Nancy in Lawrenceville at 678-376-3013. 

CardValet is a registered trademark of Fiserv, Inc or its affiliates. MasterCard is the registered trademark of MasterCard Incorporated.
1 Certain restrictions apply. Visit for additional information. 

(November 2016)