Roger Green, MSFS,CFP®

Just over 1 in 4 of today’s 20 year olds will become disabled before they retire.¹ About 20% - or 1 in 5 American adults- have a disability according to the CDC July 2015. The majority of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career, but the actual odds for a worker entering the workforce today are about 25%.¹ Medical problems contributed to 62% of all personal bankruptcies filed in the U.S. in 2007.² None of us know what challenges life will bring and that is why you should consider disability insurance.

Roger Green, MSFS,CFP®

A new report released in March 2016 by the National Institute on Retirement Security (NIRS) finds that across all age groups women have substantially less income in retirement than men. By age 65, 80% of women are more likely than men to live in poverty. Women age 75 to 79 were three times more likely to fall below the poverty level than men.