Business

“Trick or treat” rings out every Halloween as kids go door to door hoping for their favorite candy. My kids love sorting the candy at the end of the night and finding surprises in their candy haul. Part of the fun and excitement of trick or treating is the uncertainty —you don’t know what you are going to get. Dying without estate planning is a lot like trick or treat for your surviving family members—you don’t know what they are going to get.

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Making sure that a loved one with special needs has access to all the opportunities and services necessary for an enriching life can be costly and difficult to coordinate. 

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"To be trusted is a greater compliement than being loved." 
                     ~ George MacDonald

Being appointed as trustee is a very real demonstration that you are seen to be trustworthy, that you have the judgment and ability to handle responsibility.  It is a great compliment - And make no mistake, being a trustee is also a great responsibility.  A trustee holds legal title to property for someone else – the beneficiary. 

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Very few people could “save” enough for retirement with today’s long life expectancies and earlier retirements.  If you just “save” – yet do not have growth that exceeds both income taxes and inflation, you are more likely to run out of money.

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“Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

While it can be difficult to confront your own demise, setting up an estate plan is important to ensure that your wishes are followed and your loved ones taken care of after your death. Your estate plan puts your last wishes, hopes, desires and choices down on paper, in black and white, for all to see. The words on the paper speak for you when you cannot.

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