Very few people could “save” enough for retirement with today’s long life expectancies and earlier retirements.  If you just “save” – yet do not have growth that exceeds both income taxes and inflation, you are more likely to run out of money.  

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As the end of summer approaches and back-to-school-fever infects your teenager, take a few minutes to discuss the importance of good grades and safe driving.

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"Only put off until tomorrow what you are willing to die having left undone" Pablo Picasso

Estate planning is about more than having a will to distribute property when one dies. Perhaps the most important aspect of estate planning is planning for how one will live as they age, which includes planning for disability and long term care. 

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When planning for retirement, often the focus seems to be almost entirely on “how much can I save?”, but there are some other significant questions to consider when reviewing your overall retirement plan.  

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