When people think about dividing their assets among their loved ones when they die, they very often take for granted that anything that they leave as an inheritance will be divided equally among their children.

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Time is money—literally.  For a recent graduate, time might also seem like an abundant resource, with many thinking they have plenty of time to save for their future – later. 

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As the saying goes, the only two certainties in life are death and taxes.  Unfortunately, both are inevitable and unavoidable. If you plan properly, however, you may lessen the hardship on those you leave behind.   Since none of us know when our time will arrive--whether you are 35, 55, or 95 it is important you leave instructions. 

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The largest obstacle to effective estate planning is procrastination.  Sitting down to prepare a Last Will and Testament is not at the top of anyone’s “this is a fun thing to do" list.  Yet death, like taxes is a certainty.

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