Business

By Jamey Toney, ChFC® Country Financial

Liability Insurance – important for businesses

Liability Insurance important for businesses
By Jamey Toney, ChFC®
Country Financial

The success of any business depends primarily on initiative and hard work. These aspects of business are easier to control than the possibility of losing property to a fire or someone slipping and falling on the premises.

David Walker, Attorney at Law

born out of wedlock

Born out of wedlock
By David Walker, Attorney at Law

In Georgia, legitimation allows the biological father to be recognized by law as the legal father when a child is born out of wedlock. The biological father may file a petition for legitimation of the child. The superior and juvenile courts have concurrent jurisdiction in legitimation cases. The superior court has general jurisdiction but the juvenile court may become the proper court in certain circumstances.

James Miskell, Attorney at Law

Your Assets – your plan or someone else’s?

“Just like the state, if you don’t have a plan in writing, the IRA has a plan for you”

If the distribution of your property is important to you, you can use a will or a trust to give instructions about who gets what when you die. If you die without a properly executed estate plan, state law will determine how the probate court will divide and distribute the things you own. Of course, the state of Georgia’s estate plan won’t take your particular wishes into account. So, most people prefer to put their own plan into place.

Roger Green, MSFS,CFP®

Protecting those we love and care for

Life insurance may not seem like a romantic gift, but it could be the most precious Valentine’s gift you ever gave a loved one should something unexpected happen. It protects from financial loss in the untimely death of an income earner, caretaker, or even a business owner or key employee. Life insurance can play a critical role in a successful financial strategy.

James Miskell, Attorney at Law

Estate planning “to-do list”

“For many of us, the task of putting together an estate plan is one of those “to-do’s that never seems to get done.”

It’s that time of year again. Yes, it is New Year’s resolution time. Is estate planning one of your “resolutions” for 2014?

David Walker, Attorney at Law

Annulment of marriage

Annulment of marriage
By David Walker, Attorney at Law

We often get questions about annulments, as some people believe they are easier, quicker or less expensive than a divorce. This is usually not the case. Annulments are rarely granted and only in unusual circumstances.

Roger Green, MSFS,CFP®

Instant gratification and wealth

Have you heard of the Stanford Marshmallow Experiment conducted in 1972 by a Stanford University psychologist? In this experiment, children are given a marshmallow and told they would receive a second marshmallow if they could resist eating the first.

By Jamey Toney, ChFC® Country Financial

Use caution this winter when using space heaters

With home heating costs on the rise this winter, many people are turning to alternate heating sources to keep costs down. If you plan to use space heaters this winter, use extreme caution.

David Walker, Attorney at Law

Asset protection

Asset protection
By David Walker, Attorney at Law

Recently a client wanted to protect his new house from lawsuits or creditors. His ex-wife was constantly filing suits against him. He has four minor children.