Retirement planning does not end at retirement. The need to continue to grow assets to produce more income remains important for most – especially for those who may not have accrued enough assets to last them throughout today’s longer retirement periods.
The sound of screeching tires and twisting metal fills the air as another vehicle slams into the front of your car. You’ve just been in a crash. What do you do now?
Who can you trust?
By Stephen Brust
I have been perplexed the last few days, after meeting with one of our new clients. They told me a salesman called on them, prior to calling us to help with advertising, securing a domain name and hosting for a website he would build for them. After taking their check and having them sign a contract, he disappeared into the night never to be found again.
“Studies show that over half of
Americans do not have a will”
One of the best reasons folks engage in estate planning is to ease the burdens surviving family members will carry in the event of our death. Any of us who have lost a loved one know that it is a difficult time – full of emotion and sorrow.
Do you know if your family would have the financial resources to maintain their standard of living if something happened to you? According to the Life Insurance Marketing and Research Association, approximately 56 percent of Americans lack individual life insurance coverage and 30 percent have no life insurance protection whatsoever.
Claim denied? These are the words no one wants to hear in response to an insurance claim. You have submitted your claim, the premium was paid, but you are turned down.
With 25+ years of helping people with their money, I often am asked for suggestions in planning for a financial future. These are some basics:
Greetings and salutations, welcome to this month’s issue of Things You Should Know. I am going to wander off the path a bit and discuss networking, yes networking. I know that seems to be the buzz going on right now, but don’t worry I do have a nugget for you. Ah, you thought I was talking about business networking groups, well no!
In previous generations, folks lived—and then they died—in close proximity to family. With advances in technology and medical care, people are now living longer. While there is still no miracle cure for aging—no fountain of youth— on average, we live longer and have access to greater resources that increase the quality of life. Rather than an abrupt end, more of us will face some period of gradual decline requiring skilled care.
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