- Auveed Bagheri Cawthon | GwinnettCitizen.com
Times may have changed but each day we are faced with choices to make that can have life long effects, especially financial choices. The need for financial literacy is very important and has evolved with technology and learning. The younger you can begin being educated the better. According to many surveys, we are turning into a cashless society with over 70% of consumers saying they use less cash today than they did 10 years ago.