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Farmers Insurance

How To Shop For Homeowners Insurance

Most people simply select a policy for homeowner’s insurance quickly when they are in the process of buying a home. With everything else that is going on at the time, homeowner’s insurance seems like just one more thing to sign off on and move on. Plenty of errors can slip through the cracks if you don’t take your time when shopping for homeowner’s insurance.

Tracey L. Wells | Your Local Farmers Agent

Sewer and back up

Yuck! You just came home to about two to three inches of bilge on your floor. It smells horrible and what do you do? Is it automatically covered by your homeowners policy?

Tracey Wells | Farmers Insurance

Going cheap on your auto policy can cost you everything

Everyone wants to save a buck on their auto insurance, we get it, you don’t want to overpay. If you are a homeowner and you go cheap on auto insurance coverage; your home, equity and other assets are on the table.

Should Contractors have insurance?

Now that the temperature has dropped it is traditionally a great time to get major home improvement projects done. Many times, the contractors are eager to give you deals because they need the work during this slow time.

Loss Assessment Coverage

What is loss assessment coverage? It is one of the most overlooked coverages on a condo/townhouse policy (also available for regular homeowners policies).

Let’s Talk About Floods

What is a flood and do you need insurance coverage for it? It is an inundation of tidal waters or overflows over normally dry land areas.

Tracey Wells

Tips to keep your auto insurance rates as low as possible

As you open your auto insurance renewal notices you are seeing higher rates than ever in Georgia. There are many factors causing these increases but I’m going to give you some tips on keeping your rates as low as possible. There are factors that are impacting each auto insurance policy and insurance quote you receive when shopping for quotes.

Tracey Wells

Should I get the insurance offer at the car rental office?

Should you buy the insurance offered by the rental car companies? Whenever you rent a vehicle you know the drill, they ask you if you want their insurance coverage. They ask you when you reserve the vehicle online and as soon as you pick up the vehicle. Sometimes it feels like they are trying to pressure you into the purchase.