long term care

James Miskell, Attorney at Law

Out of date benificiary designations can spell disaster

Many accounts, like retirement and investment accounts, allow you to designate the beneficiaries of the account upon your death.  It’s a convenient way to distribute these accounts, and typically you make the selection when you open the account. 

James Miskell, Attorney at Law

Things ain’t like they used to be

In previous generations, folks lived—and then they died—in close proximity to family.  With advances in technology and medical care, people are now living longer.   While there is still no miracle cure for aging—no fountain of youth— on average, we live longer and have access to greater resources that increase the quality of life.  Rather than an abrupt end, more of us will face some period of gradual decline requiring skilled care.